Liquidity & Account Solutions Deposit Management- Product Manager Vice President

Job Description

Be a leader committed to understanding customer needs through advanced knowledge of product development, design, and data analytics.

As a Product Manager in Liquidity & Account Solutions – Deposit Management, you will shape product strategy and deliver client-centric solutions across on-balance sheet deposit products, including ECR, interest-bearing, and hybrid structures. You will lead the end-to-end product lifecycle, driving innovation and successful launches. Acting as the voice of the customer, you will ensure solutions align with client needs. You will deliver scalable, resilient, and high-performing products. You will partner across Sales, Treasury, Finance, Risk, Operations, and Technology to align with business and balance sheet priorities.

Job responsibilities

• Define and own product strategy, roadmap, and business requirements for the Deposit Product portfolio, aligned to market opportunities and firm objectives
• Manage and prioritize the product backlog to support delivery against strategic roadmap and value proposition
  Partner with Sales and stakeholders to identify new opportunities through customer discovery, user research, and competitive analysis
• Lead product development lifecycle activities, including ideation, design, launch, and post-launch optimization
• Evaluate upstream and downstream impacts of product enhancements to ensure seamless integration across the ecosystem
• Drive user research (journey mapping, usability testing, market analysis) to identify and prioritize high-value features
  Monitor and analyze key product metrics (adoption, utilization, portfolio performance, rate sensitivity/betas) to inform decisions
• Conduct portfolio analysis to identify trends, client behaviors, and revenue optimization opportunities
• Own and evolve pricing frameworks for deposit products, including governance, rate plans, and performance guardrails
• Partner with Treasury and Finance to incorporate balance sheet and liquidity considerations into product strategy and pricing
• Lead commercialization and operating readiness (sales enablement, rollout planning, feedback loops) to drive adoption and execution

Required qualifications, capabilities, and skills

• 5+ years of experience in product management, treasury services, or a related domain
• Advanced knowledge of the product development lifecycle, including design and data analytics
• Proven ability to lead end-to-end product lifecycle activities (discovery, ideation, development, launch, and optimization)
• Strong analytical and data literacy skills, with ability to translate insights into strategic decisions
• Experience executing complex, large-scale analytical processes with accuracy and efficiency
• Strong communication, problem-solving, and organizational skills in a fast-paced environment
• Experience in liquidity/cash management, wholesale deposits, or transaction banking
• Understanding of deposit products and pricing dynamics (e.g., ECR, interest-bearing structures)
• Demonstrated ability to manage product performance using KPIs (e.g., portfolio performance, adoption, rate sensitivity)
• Proven ability to influence across a highly matrixed organization (Sales, Treasury, Finance, Risk, Operations, Technology)
• Strong executive communication skills, including business cases, decision memos, and stakeholder updates

Preferred qualifications, capabilities, and skills

• Experience working in large, highly matrixed financial institutions or technology organizations
• Bachelor’s degree in Business, Finance, Engineering, Computer Science, or related field
• Background in liquidity management or transaction banking product roles
• Experience supporting process improvements or system migrations
• Proficiency in data analytics tools (e.g., Excel, SQL, Python)
• Familiarity with pricing governance frameworks in regulated environments

About Us

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

About the Team

J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.