Bank Deposit Operations Specialist

The Atlantic Federal Credit Union
New Jersey

: Description:

Staff Member's Role:

Work with the management team and co-workers to fulfill the Credit Union's mission. Commit oneself to working to the best of your ability in both an individual and team environment.

Job Summary

Provide members with quality service and technical and administrative support for the share draft services, electronic funds transfers (EFT), automated clearing house (ACH) functions and VISA Debit Card disputes in a timely, accurate manner. Provide information to members and potential members regarding share drafts and other credit union services. Reconcile accounts in accordance with credit union policies and procedures. Process payrolls for SEGS (Select Employee Groups) in a timely manner.

Essential Functions

The Deposit Operations Specialist will actively participate in supporting deposit and loan growth in conformity with NCUA regulations as well as Credit Union policies and procedures. Specifically, the Deposit Operations Specialist will:

  • Perform all aspects of ACH processing to include, but not limited to retrieving “raw” files; transfer files to mainframe computer; initiate system jobs to post files and fee accounts for NSF items; process exception items; balance advice files to posting reports
  • Process and correct all EFT transactions transmitted daily
  • Process all Government Reclamations, levies, and subpoenas
  • Processing of Visa Debit Cards
  • Process payrolls in a timely manner
  • Process ATM returned items thru co-op network
  • Perform all tasks associated with the daily posting of share draft clearing to members' accounts to include, but not limited to retrieving “raw” files; transfer files to mainframe computer; initiate system jobs to post clearings and fee accounts for NSF items; print and mail NSF notices; honor/return exception items
  • Process all incoming and outgoing, and service wires on a daily basis

The Atlantic strives to maintain balance between our employees' personal and professional responsibilities. All full-time employees receive a highly competitive and comprehensive total compensation package including competitive pay, target incentive, medical / dental / prescription coverage, 401(k) plan (with up to 6% match), and generous paid time off. As an The Atlantic employee you are eligible for discounts on our products and services and earn paid time off for volunteering. In addition to these benefits, The Atlantic provides educational and developmental opportunities as well as access to our formal Tuition Assistance Program.

Requirements

Requirements:
  • Minimum high school diploma or GED equivalent. Some college credits preferred.
  • At least two (2) years in a financial institution with similar job functions

Posted 2026-03-30

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