Mortgage Loan Officer

Job Description

Job Description

Description:

Position Summary

First Atlantic is expanding its mortgage loan portfolio. This is an excellent opportunity for a licensed mortgage loan officer to join our team. The primary purpose of this position is to assist First Atlantic Federal Credit Union to live out its mission, to provide best value financial services to members by providing outstanding service to both external and internal members. A key function of this outstanding service is to identify member needs and recommend appropriate credit union product and service solutions. In addition; plans and implements financial institution sales and marketing programs targeted toward the residential real estate market by performing the following duties. This position may involve evening and weekend hours as needed to meet customer needs.

Essential Responsibilities

• Calls, develops and visits centers of influence to create mortgage loan customers,
• Developing & cultivating self-generated referral sources & partnerships
• Interviewing applicants to obtain pertinent information regarding their loan needs
• Providing service & overseeing all actions during the loan origination process for managing the relationship with the member ensuring that the mortgage loan closes based upon mutually acceptable terms
• Compiling, coordinating and processing necessary loan documents for submission to underwriting
• Managing mortgage pipeline, assisting customers, inputting applications & reviewing financial and credit data
• Ensuring compliance to all Federal, State and company Lending policies & procedures
• Calling, writing & e-mailing clients or prospects
• Assisting in coordinating marketing programs
• Studying & evaluating new activities, policies, programs, services & markets related to business development strategy
• Maintaining current knowledge of trends & developments in local real estate market as well as regulations concerning residential mortgage lending

About the Company

Here at First Atlantic, we emphasize value. Beyond the value of dollars and cents. We prioritize another gift we can give to our members, time. Through innovation and with integrity, we work to ensure our members receive the best value and service.

We're currently looking for team members and leaders who share our vision and our service driven culture.

Benefits

• Competitive Salary
• Medical
• Dental
• Life insurance
• 401k with company match
• Paid time Off
• 10 Paid Holidays
• Tuition Reimbursement
• Employee Discounts

Qualifications

• NMLS License
• BA preferred but not required
• Minimum 3 years' related experience
• Prior loan origination experience is required
• Proficient in Microsoft Office programs. Excel, Word, Power Point.
• Superior Customer service skills.
• Detail orientated and able to function in a fast-paced and changing environment.
• Strong organizational and communication skills