Senior Merchant Fraud Engineer

Bank of America Corporation
Newark, NJ

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.

Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates’ physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.

Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.

At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!


This job is responsible for defining and leading the engineering approach for complex features to deliver significant business outcomes. Key responsibilities of the job include delivering complex features and technology, enabling development efficiencies, providing technical thought leadership based on conducting multiple software implementations, and applying both depth and breadth in a number of technical competencies. Additionally, this job is accountable for end-to-end solution design and delivery.

Merchant Fraud Technology tea m is looking for a Senior Engineer to define an architectural vision and solution that supports the strategic outcomes of the Merchant services programs building transaction risk rules engine and other enterprise projects.

Responsibilities:

  • Ensures that the design and engineering approach for complex features are consistent with the larger portfolio solution
  • Define the technology tool stack for the solution and evaluate and adapt new testing tool/framework/practices for team(s)
  • Enables team(s)/applications with Continuous Integration/Continuous Development (CI/CD) capabilities and engages with other technical stakeholders pertaining to efficient functioning of CI-CD pipeline
  • Guides and influences team(s) on design and best practices for high code performance –e.g. pairing, code reviews
  • Provides end-to-end delivery of complex features, including automation, for either a single team or multiple teams, at the program level
  • Conducts research, design prototyping and other exploration activities such as evaluating new toolsets and components for release management, CI/CD, and features
  • Works with stakeholders to establish high-level solution needs and with architects for technical requirements
  • Key responsibilities include defining the target operating environment, designing for resiliency, assisting with solution design and defining nonfunctional requirements
  • Evaluate the system impacts, be involved in technical design, troubleshooting the code along with analytical skill set and provide solutions


Required Qualifications:

10 + years’ experience in:

  • Understanding and applying machine learning models to detect and prevent Fraud. This includes model development, deployment, and maintenance
  • Proficiency in data analysis techniques, including data visualization and pattern recognition to identify fraud trends
  • Strong Oracle DB modelling skills
  • Understanding of Payment networks

Desired Qualifications:

  • 10+ years of experience with architecture and/or engineering on large scale critical systems
  • Degree in Computer Science, Software Engineering, or equivalent experience.

Skills:

  • Automation
  • Influence
  • Result Orientation
  • Stakeholder Management
  • Technical Strategy Development
  • Application Development
  • Architecture
  • Business Acumen
  • Risk Management
  • Solution Design
  • Agile Practices
  • Analytical Thinking
  • Collaboration
  • Data Management
  • Solution Delivery Process

Shift:

1st shift (United States of America)

Hours Per Week:

40
Posted 2025-08-28

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