Internal Mortgage Loan Originator

Internal Mortgage Loan Originator – Consumer Direct Division
Compensation: $18/hour plus commissions and full benefits.
Location: Dallas, TX, Jacksonville, FL, New Jersey

Our client, a nationally recognized mortgage lender, is expanding its high-performance Consumer Direct division. This is a centralized, lead-driven platform built for top-producing Mortgage Loan Originators who thrive in fast-paced, high-volume environments.

What Makes This Role Different
This isn’t traditional retail lending. With a marketing engine designed for speed and conversion, originators in this division average just 1–1.4 offers to close — compared to the industry standard of 8.5. That means higher close ratios, faster commissions, and more time doing what you do best: closing deals.

What You’ll Do

• Work inbound leads generated by digital campaigns, direct mail, and referral networks

• Collect borrower data, complete loan applications, and pre-qualify applicants

• Advise on loan programs, underwriting criteria, and disclosures

• Maintain clear, proactive communication with borrowers, processors, and team leads

• Provide credit guidance and restructuring strategies when necessary

• Ensure compliance with lending regulations (TILA, RESPA, ECOA, etc.)

• Consistently meet or exceed monthly closing and funding benchmarks

What You’ll Bring

• Active NMLS license (multi-state preferred)

• Experience in a Consumer Direct lending environment (centralized or call center)

• Knowledge of conventional, FHA, VA, and non-QM products

• Strong phone-based sales and communication skills

• Ability to manage multiple files with precision and urgency

• Goal-oriented mindset and comfort with high-volume production

Why You’ll Thrive Here

• Inbound leads provided — no self-sourcing required

• Streamlined process focused on conversion, not chasing

• Competitive comp: base salary + tiered commission

• Nationally visible division with opportunities for advancement

• Supportive leadership and collaborative team culture
  

This is more than a mortgage sales job — it’s a chance to join a modern, performance-driven platform that rewards results.