Senior Associate Underwriter - S&S Excess Umbrella Retail

Crum & Forster Company Overview

Crum & Forster (C&F) , with a proud history dating to 1822, provides specialty and standard commercial lines insurance products through our admitted and surplus lines insurance companies. C&F enjoys a financial strength rating of "A+"(Superior) by AM Best and is proud of our superior customer service platform. Our claims and risk engineering services are recognized as among the best in the industry.

Our most valuable asset is our people: more than 2000 employees in locations throughout the United States. The company is increasingly winning recognition as a great place to work, earning several workplace and wellness awards, including the 2024 Great Place to Work®Award for our employee-first focus and our steadfast commitment to diversity, equity and inclusion.

C&F is part of Fairfax Financial Holdings, a global, billion dollar organization. For more information about Crum & Forster, please visit our website:

Job Description

Senior Associate Underwriter – Retail Excess & Umbrella - remote

Position Summary

The Senior Associate Underwriter for Excess & Umbrella is responsible for evaluating, analyzing, and underwriting renewal business accounts for the excess & umbrella line of business. This role supports the achievement of profitable growth and risk management objectives and working closely with agents and internal team members to deliver market-leading insurance solutions. The role involves analyzing risk, negotiating terms, and ensuring compliance with company guidelines along with supporting operational needs within the underwriting division. The position requires strong analytical skills, strong desk management skills and the ability to build relationships with brokers, clients and team members.

Key Responsibilities

• Risk Assessment: Analyze applications, financial statements, loss histories, and other relevant data to determine risk acceptability and pricing.
• Underwriting Decisions: Make sound underwriting decisions within authority limits, referring complex cases to senior underwriters or management as needed.
• Portfolio Management: Monitor and manage assigned book of business to ensure profitability and compliance with company guidelines.
• Broker/Agent Relations: Build and maintain strong relationships with brokers and agents, providing responsive service and expert guidance.
• Documentation: Ensure accurate and thorough documentation of underwriting decisions, correspondence, and policy information in company systems.
• Compliance: Adhere to regulatory requirements, company guidelines and underwriting standards.
• Collaboration: Work with internal teams (claims, actuarial, legal, etc.) to resolve issues and support business objectives.
• Market Intelligence: Stay current on industry trends, competitor products and market conditions.
• Continuous Improvement: Participate in training and development opportunities to enhance underwriting expertise and contribute to process improvements.

Qualifications

• Bachelor’s degree in Business, Finance, Insurance, or related field (or equivalent experience).
• 3+ years of underwriting experience in Property & Casualty &/or Excess & Umbrella line of business.
• Strong analytical, decision-making, and organizational skills.
• Excellent communication and negotiation abilities.
• Proficiency with underwriting systems and Microsoft Office Suite.
• Ability to work independently and as part of a team.
• Established retail agent relationships preferred.

What C&F will bring to you

At C&F you will BELONG

We value inclusivity and diversity. We are committed to equal employment opportunity and welcome everyone regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or Veteran status. If you require special accommodation, please let us know.

For California Residents Only: Information collected and processed as part of your career profile and any job applications you choose to submit are subject to our privacy notices and policies, visit for more information.

Crum & Forster is committed to ensuring a workplace free from discriminatory pay disparities and complying with applicable pay equity laws. Salary ranges are available for all positions at this location, taking into account roles with a comparable level of responsibility and impact in the relevant labor market and these salary ranges are regularly reviewed and adjusted in accordance with prevailing market conditions. The annualized base pay for the advertised position, located in the specified area, ranges from a minimum of $53,200 to a maximum of $100,000. The actual compensation is determined by various factors, including but not limited to the market pay for the jobs at each level, the responsibilities and skills required for each job, and the employee’s contribution (performance) in that role. To be considered within market range, a salary is at or above the minimum of the range. You may also have the opportunity to participate in discretionary equity (stock) based compensation and/or performance-based variable pay programs.

• Flexible work arrangements.
• Competitive compensation package.
• Generous 401K employer match.
• Employee Stock Purchase plan with employer matching.
• Generous Paid Time Off.
• Excellent benefits that go beyond health, dental & vision. Our Wellness programs focus on your family’s complete wellness, including your physical and mental wellbeing
• A core C&F principle is that you manage your career. To support your development, we have a wealth of ways for you to keep learning, including tuition reimbursement, industry related certifications and professional training available to you.
• A dynamic, ambitious, fun and exciting work environment.
• A spirit of social responsibility, matching donation program, volunteer opportunities, and an employee driven corporate giving.

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