Analyst (Non-QM Loan Processor)

Job Description

Job Description

About Brick City Capital:

Brick City Capital is the commercial lending division of Leverage Companies. Founded in Newark, NJ in 2020, the company was established by a group of experienced real estate professionals who recognized the need for a reliable source of funding for real estate investors and developers in the area.

With a focus on providing flexible financing solutions, Brick City Capital quickly established itself within the real estate investing space, boasting over 75% of repeat business on its books. The company's lending programs are designed to meet the unique needs of real estate investors and developers, and in its first year alone, Brick City Capital originated over $100,000,000 in financing.

As Brick City Capital continues to grow, the company remains committed to its founding principles of transparency, honesty, and integrity. With a focus on providing reliable and flexible financing solutions to real estate investors and developers, the company is poised for continued success in the years ahead.

Job Summary:

Brick City Capital is seeking a highly motivated and detail-oriented individual to join our team as an Analyst with a hybrid role that encompasses processing and pricing responsibilities, with a particular emphasis on account management. The successful candidate will play a crucial role in ensuring accurate and efficient processing of financial transactions, pricing strategies, and maintaining strong relationships with clients.

Key Responsibilities:

• Processing and Transaction Management:
  • Execute and oversee the processing of loan transactions, ensuring accuracy and compliance with internal policies and regulatory standards primarly focused on document collection and verification.
  • Collaborate with various teams to streamline processing workflows and identify opportunities for efficiency improvements.
• Pricing Analysis:
  • Conduct comprehensive pricing analysis on various loan products to support informed decision-making.
  • Stay abreast of market trends, competitive pricing, and economic indicators to adjust pricing strategies accordingly.
• Account Management:
  • Serve as a primary point of contact for assigned client accounts, addressing inquiries, providing updates, and ensuring overall client satisfaction.
  • Collaborate with clients to understand their financial goals and tailor solutions to meet their individual needs.
• Data Analysis and Reporting:
  • Utilize analytical tools and software to extract, analyze, and interpret financial data, providing insights for strategic decision-making.
  • Generate regular reports for internal and external stakeholders, highlighting key performance indicators and trends.
• Risk Management:
  • Work closely with the underwriting team to identify potential risks associated with processing and pricing activities.
  • Develop and implement risk mitigation strategies to safeguard the interests of the company.

Qualifications:

• Bachelor's degree in Finance, Business, or a related field.
• 2+ Years of Private Lending Experience
• Strong analytical and quantitative skills with attention to detail.
• Experience in financial analysis is preferred.
• Excellent communication and interpersonal skills for effective account management.
• Proficiency in financial software and tools.
• Ability to work collaboratively in a fast-paced environment.

Benefits:

• Competitive salary and performance-based incentives.
• Comprehensive health and retirement benefits.
• Opportunities for professional development and career advancement.