Credit Analyst
Job Description
Job Description
Job Title: Credit Analyst
Location: 186 US-46, Fairfield , NJ 07004
Duration: Temp to Perm
Office status: H ybrid
Manager Notes:
This person will be responsible for determining the credit worthiness of our clients, and will work closely with sales, billing, and collections. They need to know how to read financial statements and credit
Overview:
The Credit Analyst is responsible for gathering financial data and credit references pertaining to prospective/new Outfront Media customers. To ensure timely credit decisions, the person must possess the ability to communicate with customers, sales, finance, and management in a professional manner when issues require resolution, such as contract approval or releasing of account credit holds.
Essential Functions:
- Review accounts for credit release based on credit reports and credit application references
- Obtain and review credit rating reports
- Perform Internet searches for prospective customers
- Enter credit card/ACH Debit payments
- Responsible for database management and maintenance
- Code accounts with department specific credit holds
- Assign accounts to specified collection representatives
- Create manual/proforma invoices to obtain prepayments for accounts on credit hold
- Make changes that are documented and approved by credit management and or policy
- Must understand and adhere to the Outfront Media Credit & Collection Policy, including audit & SOX guidelines for the department
Minimum Requirements:
- Ability to work in a fast paced and diverse environment
- Must have excellent communication skills, both written and oral
- Ability to meet deadlines
- Must have excellent investigative skills
- Experience with review and analysis of commercial credit reports or other credit reporting services
- Interact with customers, sales, finance, and management personnel
- Requires proficiency in Microsoft Word, Excel, and Windows
- AS400 experience a plus
- Knowledge of credit and collection procedures or related areas
- Associates Degree or higher from accredited college
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