Location(s)
Clifton, New Jersey
**Details**
**Role: Licensed Insurance Sales Agent (with sign on bonus and uncapped commissions).**
**Employment Type:** Full-Time with Benefits
**Work Arrangement:** Field Role
**Career and Opportunity**
Kemper is a diversified insurance holding company that has been in business for over 100 years. We are firmly committed to serving the insurance needs of modest-income families. Our strength lies in our dedication to frequent personal home visits with new and existing customers to collect premiums, conduct sales of new policies, and address other service needs.
Kemper Life is actively seeking licensed agents to join our field sales teams **.** As a licensed insurance agent, you will be assigned an established book of business that provides prospecting opportunities for new sales and immediate income through a collections commission for premiums collected each month. With Kemper's pay-for-performance compensation model, agents have the opportunity to determine their own income. As your book of business expands, so does your earning potential. Exceptional performance is also recognized through awards, prizes, and company-sponsored trips.
If you're passionate about serving the underserved, this is the career for you. Our agents gain personal satisfaction and community prestige by performing meaningful work that helps clients protect the people and property they cherish.
**Benefits**
Kemper offers competitive benefits, including:
· Major Medical and Dental Insurance
· Group Life Insurance
· Short-Term & Long-Term Disability
· 401(k) with Company Match
· Paid Vacation
· Employee Stock Purchase Program
· Great work-life balance. Benefit from autonomy in managing your customer visits and premium collection schedule
· Career growth and promotional opportunities
**Licensed Agent Bonus Program**
Through Kemper's Licensed Agent Bonus Program, new agents who are licensed to sell all Kemper Life Products will be eligible for up to $4,750 in bonuses during their first year.
· $750 bonus when hired and assigned to an agency
· $1,500 bonus after six production months
· $2,500 bonus after 12 production months
*To qualify for these bonuses, agents must maintain a $200 average monthly issued premium and be an active employee in good standing. Agents must be fully licensed to sell all Kemper Life products in his/her resident state. The Licensed Agent Bonus Program is not available to rehires or agents with temporary licenses.
**Responsibilities**
**Day-to-Day Activities:**
· Coordinating home visits and conducting sales presentations, recommending products, and closing new sales
· Prospecting for new sales opportunities
· Maintaining strong customer relationships by collecting premiums on a pre-arranged schedule that you determine
· Responding promptly to service requests such as beneficiary changes, claims, and loans
· Record keeping, accounting for money collected, and processing policy paperwork
**Agent Expectations:**
· Grow the assigned territory through new sales
· Build strong working relationships with customers
· Devote the time necessary to fulfill the responsibilities of the role
· Pursue continuous professional development in insurance products and sales effectiveness
**Minimum Qualifications**
· Must be fully licensed to sell all Kemper Life's products (Life, Health, P&C)
· Customer service experience
· Must be at least 18 years of age
· Valid driver's license with required auto insurance coverage
· Dependable vehicle for daily travel
· Ability to pass a background check, motor vehicle report, and drug screening
· Authorization to work in the United States
**Kemper at a Glance**
The Kemper family of companies is one of the nation's leading specialized insurers. With approximately $12 billion in assets, Kemper is improving the world of insurance by providing affordable and easy-to-use personalized solutions to individuals, families and businesses through its Kemper Auto and Kemper Life brands. Kemper serves over 4.6 million policies, is represented by approximately 24,200 agents and brokers, and has approximately 7,500 associates dedicated to meeting the ever-changing needs of its customers.
*Alliance United Insurance Company is not rated.
_We value diversity and strive to be an employer of choice. An Equal Opportunity Employer, M/F/D/V_
**Our employees enjoy great benefits:**
- Qualify for your choice of health and dental plans within your first month.
- Save for your future with robust 401(k) match, Health Spending Accounts and various retirement plans.
- Learn and Grow with our Tuition Assistance Program, paid certifications and continuing education programs.
- Contribute to your community through United Way and volunteer programs.
- Balance your life with generous paid time off and business casual dress.
- Get employee discounts for shopping, dining and travel through Kemper Perks.