Mortgage Loan Officer

Job Description

Job Description

Mortgage Loan Officer (Bilingual Preferred)

Who We Are:

Would you like to join a growing, member-owned, not-for-profit financial institution that is one of the Best of the Best in Monmouth, Middlesex and Ocean Counties per the Asbury Park Press Readers' Choice Awards? We have refreshed our brand, and our CEO and Leadership Team are focused on the well-being of our Employees and the enrichment of the work environment! If this appeals to you and you would like to be part of a "Winning Team", then please consider applying for the Mortgage Loan Officer at our newly with First Atlantic Federal Credit Union

What we are looking for:

First Atlantic is expanding its mortgage loan portfolio. This is an excellent opportunity for a licensed mortgage loan originator to join our team. The primary purpose of this position is to assist First Atlantic Federal Credit Union to live out its mission, to provide best value financial services to members by providing outstanding service to both external and internal members. A key function of this outstanding service is to identify member needs and recommend appropriate credit union product and service solutions. In addition; plans and implements financial institution sales and marketing programs targeted toward the residential real estate market by performing the following duties. This position may involve evening and weekend hours as needed to meet customer needs.

Essential Responsibilities

Calls, develops and visits centers of influence to create mortgage loan customers,

Developing & cultivating self-generated referral sources & partnerships

Interviewing applicants to obtain pertinent information regarding their loan needs

Providing service & overseeing all actions during the loan origination process for managing the relationship with the member ensuring that the mortgage loan closes based upon mutually acceptable terms

Compiling, coordinating and processing necessary loan documents for submission to underwriting

Managing mortgage pipeline, assisting customers, inputting applications & reviewing financial and credit data

Ensuring compliance to all Federal, State and company Lending policies & procedures

Calling, writing & e-mailing clients or prospects

Assisting in coordinating marketing programs

Studying & evaluating new activities, policies, programs, services & markets related to business development strategy

Maintaining current knowledge of trends & developments in local real estate market as well as regulations concerning residential mortgage lending

Qualifications

NMLS License

BA preferred but not required

Minimum 3 years' related experience

Prior loan origination experience is required

Proficient in Microsoft Office programs. Excel, Word, Power Point.

Superior Customer service skills.

Detail orientated and able to function in a fast-paced and changing environment.

Strong organizational and communication skills

About the Company

Here at First Atlantic, we emphasize value. Beyond the value of dollars and cents. We prioritize another gift we can give to our members, time. Through innovation and with integrity, we work to ensure our members receive the best value and service.

We're currently looking for team members and leaders who share our vision and our service driven culture.

Benefits

Competitive Salary

Medical

Dental

Life insurance

401k with company match

Paid time Off

10 Paid Holidays

Tuition Reimbursement

Employee Discounts