In-Office Mortgage Processor

About the Company:

Our client, a well-established mortgage company in Piscataway, NJ , is seeking an experienced Mortgage Loan Processor to join their team. They specialize in providing a wide range of loan products, including Conventional, FHA, and VA loans , and are dedicated to delivering a seamless loan experience for their customers.

Job Overview:

The Mortgage Loan Processor will be responsible for reviewing and processing mortgage loan applications, ensuring all documentation is complete and compliant with lending guidelines. This individual will work closely with loan officers, underwriters, and borrowers to facilitate timely and efficient loan closings.

Key Responsibilities:

• Review and process loan applications for Conventional, FHA, and VA loans while ensuring compliance with lending guidelines and regulations.
• Gather, verify, and organize all required borrower documentation, including income, assets, credit, and title documents.
• Order and review third-party reports such as appraisals, credit reports, and title work.
• Communicate with loan officers, underwriters, and closing departments to resolve any conditions or outstanding issues.
• Maintain accurate and up-to-date loan files, ensuring all information is properly documented in the loan origination system.
• Monitor loan pipelines and ensure all files are progressing within established timelines.
• Stay current with industry regulations, lender guidelines, and compliance requirements.
• Provide excellent customer service by keeping borrowers and referral partners informed throughout the loan process.

Qualifications & Requirements:

• 2+ years of experience in mortgage processing, preferably with Conventional, FHA, and VA loans.
• Strong knowledge of mortgage guidelines, underwriting requirements, and loan documentation.
• Experience working with loan origination systems (LOS) and mortgage software.
• Detail-oriented with excellent organizational and time-management skills.
• Strong communication skills and the ability to work in a fast-paced, deadline-driven environment.
• Ability to multi-task and manage multiple loan files simultaneously.
• Understanding of TRID, RESPA, and other mortgage compliance regulations.