Commercial Loan Review Specialist

Job Description

Job Description

Position Summary

Supports the portfolio management department and is responsible for coordinating the centralized requests and collection of financial information from the bank's commercial loan customers. This role involves direct customer contact, as well as following retention and administrative activities surrounding the collection of financial information. The role will involve heavy use of Abrigo software to assist in the bulk request/collection of tax returns, personal financial information, rent rolls, and other information. The CLA will utilize Abrigo to maintain the tickler system for due date reminders for financial information collection.

Essential Functions for Centralized Collection of Financial Information

• Maintain through daily updates the tickler system in Abrigo for tax returns, financial statements, rent rolls, etc.
• Work with loan officers to determine any customers that should not be communicated through the central system
• Prepare and implement an annual plan to request all commercial client's financial information by May 31 annually
• Coordinate with Abrigo administrator regularly to ensure full and smooth compliance with policy requirements for financial information timeliness
• Responsible for proper retention and cataloging of submitted client information
• Additional duties as requested by Commercial Loan Review Manager

Job Requirements and Qualifications

• Knowledge of Bank policies, procedures, and banking regulations
• Strong analytical, organizational, and verbal and written communications skills.
• Detail-oriented.
• Ability to be a team player.

Education and Experience

• Associate degree in finance, business, or equivalent course of study preferred or equivalent experience leading to development of comparable knowledge and skills in lieu of formal academic credentials in finance, business, or equivalent course of study.

Knowledge, Skills, and Abilities

• Knowledge of Abrigo, Fiserv, or similar systems/software.
• Excellent computer skills in a Microsoft Windows environment including proficiency in Word and Excel.
• Excellent reading comprehension skills.
• Ability to write legibly.
• Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, and area. Ability to apply concepts of basic algebra.
• Ability to read, analyze, and interpret legal documents, governmental regulations, and professional publications.
• Ability to effectively present information and respond to inquiries from senior management, attorneys, vendors, government agents, and the public.
• Ability to carry out written and oral instructions.
• Ability to deal with problems involving several concrete variables in standardized situations.
• Ability to work in a structured environment within established procedures.

Physical Requirements

• Ability to sit for long periods of time up to 75% of work hours.
• Ability to use hands to grasp, handle or feel.
• Ability to reach overhead to retrieve folders from filing cabinets.
• Ability to use computer keyboard and system to enter data and process information.
• Ability to talk, listen and see.
• Ability to use telephone to communicate with customers and employees.
• Ability to lift at least 15 pounds daily.
• Ability to use office equipment such as teller scanner, personal computer, telephone, copier, fax machine, adding machine, etc.

Working Conditions

• Moderate sound as in business office with office machines, computers, and people traffic.

All qualified applicants will receive consideration for employment without regard to race, color, age, religion, gender, sexual orientation, gender identity, national origin, protected veteran status or disability.

This job description is not an employment agreement or contract, implied or otherwise. Unity Bank maintains "at will" employment.

This document describes the position currently available. It is intended to convey information essential to understanding the scope of the position and is not an exhaustive list of skills, efforts, duties, responsibilities or working conditions associated with it. Unity Bank reserves the right to modify duties or job descriptions at any time. Nothing in this job description restricts management's right to assign or reassign duties and responsibilities at any time. Individuals may perform other duties as assigned, including work in other functional areas to cover absences or relief, to equalize peak work periods or otherwise balance the workload.

Unity Bank is committed to the principles of equal employment opportunity and prohibits discrimination in hiring, promotion and terms and conditions of employment on the basis of race, creed, color, national origin/nationality, ancestry, religion/religious practices or observances, age, sex, gender identity or expression, affectional or sexual orientation, marital status, civil union status, domestic partnership status, disability or perceived disability, atypical hereditary cellular or blood trait, genetic information, and status as a veteran or disabled veteran of, or liability for service in, the Armed Forces of the United States.

Unity Bank commits to making reasonable accommodation to the known physical or mental limitations of qualified individuals with disabilities and qualified disabled veterans provided the individual can perform the essential functions of the job , unless such accommodation would impose an undue hardship upon Unity Bank. A qualified employee or job applicant with a disability may request a reasonable accommodation by contacting Unity Bank's human resources department.