Sr. Manager, Payments & Fraud
- Manage relationships with payment providers and stay current on industry trends
- Be responsible for ownership and compliance of merchant payment agreements
- Strong understanding of card network rules and regulations
- Maximize revenue and optimize payment fees
- Manage fraud risk across various areas through an ideal combination of strategies, data, infrastructure, people and processes
- Partner with fraud provider to continue to strengthen machine learning and our suite of automated controls
- Ensure no gaps in data integration; increase real time monitoring and alerting on anomalous behavior, create stronger feedback loops
- Dashboards / reporting and analytics (KPIs) including tracking optimizations / savings over time
- Cross functional collaboration – Marketing, IT, Customer Service, Cyber Security, Product, Retail Accounting and FP&A
- Additional projects and ad hoc work as necessary
- Strong written and verbal communication and interpersonal skills
- Excellent team player who works extremely well in a collaborative environment
- Detail-oriented, highly analytical, and strong project management skills
- Ability to thrive in a fast-paced and dynamic environment, adapting to changing priorities with a positive attitude
- Strong understanding of regulatory compliance related to payments and fraud prevention
- Proficiency in using fraud detection tools, analytics, and data-driven decision-making
- BA/BS required, MBA a plus
- 5+ years of payments and fraud experience
- A strong understanding of the Retail payment and fraud space
- Ability to take initiative and own projects to completion
- Ability to create performance indicators and analyses to drive decisions
- Excellent communication and presentation skills to articulate strategies to senior audiences and influence business outcomes
- Strong pc skills, including Microsoft Excel and PowerPoint
- Certified Payments Professional and/or Certified Fraud Examiner or equivalent credential a plus
- Courage: Doesn’t hold back anything that needs to be said; provides current, direct, complete, and “actionable” positive and corrective feedback to others; lets people know where they stand; faces up to people problems on any person or situation (not including direct reports) quickly and directly; is not afraid to take negative action when necessary.
- Creativity: Comes up with a lot of new and unique ideas; easily makes connections among previously unrelated notions; tends to be seen as original and value-added in brainstorming settings.
- Customer Focus: Is dedicated to meeting the expectations and requirements of internal and external customers; gets first-hand customer information and uses it for improvements in products and services; acts with customers in mind; establishes and maintains effective relationships with customers and gains their trust and respect.
- Dealing with Ambiguity: Can effectively cope with change; can shift gears comfortably; can decide and act without having the total picture; isn’t upset when things are up in the air; doesn’t have to finish things before moving on; can comfortably handle risk and uncertainty.
- Drive for Results: Can be counted on to exceed goals successfully; is constantly and consistently one of the top performers; very bottom-line oriented; steadfastly pushes self and others for results.
- Interpersonal Savvy: Relates well to all kinds of people, up, down, and sideways, inside and outside the organization; builds appropriate rapport; builds constructive and effective relationships; uses diplomacy and tact; can diffuse even high-tension situations comfortably.
- Learning on the Fly: Learns quickly when facing new problems; a relentless and versatile learner; open to change; analyzes both successes and failures for clues to improvement; experiments and will try anything to find solutions; enjoys the challenge of unfamiliar tasks; quickly grasps the essence and the underlying structure of anything.
- Strategic Agility: Sees ahead clearly; can anticipate future consequences and trends accurately; has broad knowledge and perspective; is future oriented; can articulately paint credible pictures and visions of possibilities and likelihoods; can create competitive and breakthrough strategies and plans.
- Developing Direct Reports and Others: Provides challenging and stretching tasks and assignments; holds frequent development discussions; is aware of each person’s career goals; constructs compelling development plans and executes them; pushes people to accept developmental moves; will take on those who need help and further development; cooperates with the developmental system in the organization; is a people builder.
- Building Effective Teams: Blends people into teams when needed; creates strong morale and spirit in his/her team; shares wins and successes; fosters open dialogue; lets people finish and be responsible for their work; defines success in terms of the whole team; creates a feeling of belonging in the team.
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