Mortgage Loan Originator

Job Title: Mortgage Loan Originator (Remote)

Salary: Commission-based. Typical earnings range from $80,000 to $120,000+, depending on production and market. MLOs with our client average a closing every 1-1.4 offers made, leading the industry that typically averages 8 offers to close.

Job Summary:

We are seeking an experienced and self-motivated Mortgage Loan Originator to join our remote team in New Jersey or Virginia. This role is ideal for a professional with an existing book of business who thrives in a flexible, performance-driven environment. As an MLO, you will guide clients through the home loan process—from consultation to closing—while building and maintaining relationships with borrowers and referral partners.

Job Responsibilities:

• Consult with Borrowers: Pre-qualify clients, discuss loan options, and collect necessary documentation.

• Manage Loan Files: Input and monitor files through the Loan Origination System (LOS), ensuring compliance and timely updates.

• Communicate Effectively: Maintain consistent and proactive communication with clients, realtors, and partners via phone, email, and text.

• Grow Referral Network: Attend realtor and industry events to expand and maintain your referral base.

• Submit Complete Applications: Ensure all submissions are accurate, complete, and timely to prevent delays.

• Track and Manage Pipeline: Monitor the status of all in-process loans and follow up with necessary parties daily.

Qualifications:

• Active Mortgage Loan Originator (MLO) license (NMLS)

• Minimum 2 years of experience in mortgage lending or origination

• Proven ability to self-generate leads or bring a current book of business

• Proficient with LOS systems and general mortgage technology

• Excellent communication and relationship-building skills

• Self-disciplined, organized, and comfortable working independently in a remote setting

About the Role:

This is a 100% remote position, ideal for someone who is confident managing their own day-to-day schedule. While you're empowered to work independently, you may participate in occasional weekly or monthly check-ins with a Branch Manager depending on your location. Earnings potential is significant for those consistently closing loans above minimum production levels (~$750,000/month and up).

About the Company:

We are a nationwide mortgage lender committed to helping individuals and families achieve the dream of homeownership.