Distinguished Engineer - Risk Tech (Remote - Eligible)

Distinguished Engineer – Risk Tech (Remote – Eligible)

As a Distinguished Engineer at Capital One, you will be a part of a community of technical experts working to define the future of banking in the cloud. You will work alongside our talented team of developers, machine learning experts, product managers and people leaders. Our Distinguished Engineers are leading experts in their domains, helping devise practical and reusable solutions to complex problems. You will drive innovation at multiple levels, helping optimize business outcomes while driving towards strong technology solutions.

At Capital One, we believe diversity of thought strengthens our ability to influence, collaborate and provide the most innovative solutions across organizational boundaries. You will promote a culture of engineering excellence, and strike the right balance between lending expertise and providing an inclusive environment where the ideas of others can be heard and championed. You will lead the way in creating next-generation talent for Capital One Tech, mentoring internal talent and actively recruiting to keep building our community.

Distinguished Engineers are expected to lead through technical contribution. You will operate as a trusted advisor for our key technologies, platforms and capability domains, creating clear and concise communications, code samples, blog posts and other material to share knowledge both inside and outside the organization. You will specialize in a particular subject area, but your input and impact will be sought and expected throughout the organization.

This role is part of the Risk Technology organization. In Risk Technology, we provide the foundation for Capital One to thrive in an uncertain world. Our engaged, empowered, and intelligent people produce outstanding products, working toward the common goal of transforming risk management with technology. We build data-driven tools that use machine learning to prevent risks & automatically detect issues before they impact our business, our customers, or our communities.

In this role you will work with the Credit & Financial Risk Management teams to create real-time and intelligent risk management products that are powered by some of the advanced technology (such as Artificial Intelligence). In this role, you won’t just execute a roadmap, you will be a strategist defining which modern technologies will solve problems our stakeholders haven’t even imagined yet.

If you are ready to provide thought leadership and build engineering excellence across Capital One’s engineering teams, come join us in our mission to change banking for good.

Key responsibilities:

• Articulate and evangelize a bold technical vision for embedding AI and automated code transformation into the developer lifecycle

• Decompose complex problems into practical and operational solutions

• Ensure the quality of technical design and implementation

• Serve as an authoritative expert on non-functional system characteristics, such as performance, scalability and operability

• Continue learning and injecting advanced technical knowledge into our community

• Handle several projects simultaneously, balancing your time to maximize impact

• Act as a role model and mentor within the tech community, helping to coach and strengthen the technical expertise and know-how of our engineering and product community

• Ensure Code is of the highest quality & standard while being an active contributor and reviewer on critical repos of the application

• Develop full stack applications with a product engineering mindset, spanning frontend and backend ecosystems that balance simplicity with flexibility

Capital One is open to hiring a Remote Employee for this opportunity.

Basic Qualifications:

• Bachelor’s Degree

• At least 7 years of experience in Software engineering and solution architecture

• At least 7 years of experience in Enterprise architecture and design patterns

• At least 5 years of experience in Cloud computing (AWS, Microsoft Azure, Google Cloud)

• At least 5 years of experience in Data architecture including Event Driven and Real-Time architectures

Preferred Qualifications:

• Bachelors’ or Master’s Degree in Computer Science or a related field

• 10 years of experience in Software Engineering and solution architecture

• 10 years of professional experience coding in commonly used languages like Java, Python, Go, JavaScript/TypeScript, Swift, etc.

• 8 years of professional experience in the full lifecycle of system development, from conception through architecture, implementation, testing, deployment and production support

• Experience in applying Artificial Intelligence or Machine Learning concepts to engineering challenges (e.g., anomaly detection, test optimization, intelligent testing)

• Deep practical knowledge of Site Reliability Engineering (SRE) principles, chaos engineering, and advanced Observability tooling (e.g., OpenTelemetry, Prometheus, Tracing)

• Experience in implementing Artificial Intelligence or Artificial Intelligence-enabled solutions

Capital One will consider sponsoring a new qualified applicant for employment authorization for this position.

Remote (Regardless of Location): $244,700 – $279,200 for Distinguished Engineer

Cambridge, MA: $269,100 – $307,200 for Distinguished Engineer

McLean, VA: $269,100 – $307,200 for Distinguished Engineer

New York, NY: $293,600 – $335,100 for Distinguished Engineer

Richmond, VA: $244,700 – $279,200 for Distinguished Engineer

Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.

This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug‑free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23‑A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901‑4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.